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Always read the prospectus or summary prospectus carefully before you invest or send money. This and other information may be found in each fund's prospectus or summary prospectus, if available. 10 year returns are provided for funds with greater than 10 years of history.īefore investing consider carefully the investment objectives, risks, and charges and expenses of the fund, including management fees, other expenses and special risks. Since Inception returns are provided for funds with less than 10 years of history and are as of the fund's inception date. Returns include fees and applicable loads. Market price returns do not represent the returns an investor would receive if shares were traded at other times. Market price returns are based on the prior-day closing market price, which is the average of the midpoint bid-ask prices at 4 p.m. NAV returns assume the reinvestment of all dividend and capital gain distributions at NAV when paid. Net Asset Value (NAV) returns are based on the prior-day closing NAV value at 4 p.m. For performance information current to the most recent month end, please contact us. Current performance may be lower or higher than the performance quoted. Investment return and principal value will fluctuate so that shares, when redeemed, may be worth more or less than their original cost. The performance data contained herein represents past performance which does not guarantee future results. All rights reserved.Īsset allocation, diversification, and rebalancing do not ensure a profit or protect against loss in declining markets. Privacy | Security | Glossary | Advertising practices popup Advertising Practices popup Investment products offered through MLPF&S and insurance and annuity products offered through MLLA:Īre Not Insured by Any Federal Government AgencyĪre Not a Condition to Any Banking Service or Activity and affiliated banks, Members FDIC and wholly owned subsidiaries of Bank of America Corporation. (MLLA) is a licensed insurance agency and wholly owned subsidiary of BofA Corp.īanking products are provided by Bank of America, N.A. MLPF&S is a registered broker-dealer, registered investment adviser, Member Securities Investor Protection (SIPC) popup and a wholly owned subsidiary of Bank of America Corporation ('BofA Corp'). Merrill Lynch, Pierce, Fenner & Smith Incorporated (also referred to as 'MLPF&S' or 'Merrill') makes available certain investment products sponsored, managed, distributed or provided by companies that are affiliates of Bank of America Corporation ('BofA Corp.').

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Once you enable this service online via the Security Center, we'll send you a one-time code based on your receipt preference. Merrill offers an optional authorization code that you may establish to provide an added level of security.Fraud Protection – Merrill's Fraud Protection Guarantee will reimburse you for losses that occur due to unauthorized third-party activity.

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Please visit Trusteer's website popup to learn more about Rapport and download their software.

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Rapport works alongside your existing anti-virus software and firewall to prevent fraudulent websites from stealing your online ID, password and other sensitive information.

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For example, IBM ® Security Trusteer Rapport™ is online fraud protection software - free for Merrill Edge ® Self-Directed or Bank of America clients - which delivers extra security while you're signed into your account.

Security Technology – We offer banking safeguards through powerful security tools, such as early fraud warnings, state-of-the-art encryption, login authorization codes, and much more.

Authentication – Our highly trained associates follow strict guidelines to validate your identity and ensure your confidential information stays safe when you call, visit us online or at a branch.

Here are some of the ways we protect you: Merrill is committed to your security because the protection and trust of our clients is essential to our business.